How you can financially benefit from owning your own home… Home ownership is often referred to as the “American Dream.” Whether or not it’s your dream or your reality, it’s important to understand the financial benefits of owning your own home. You must live some where and when it comes to renting or owning, there are a number of advantages to owning. The most obvious advantage is in terms of taxes. Your mortgage interest is
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Screening for Lucrative Investments Using a stock screener can be an effective way to screen for specific investment characteristics you desire or to simply identify new companies that you are unfamiliar with. To illustrate my point, I’ve used a screen to identify a number of stocks that are less volatile than the market, have shown constant earnings growth and have healthy dividend payouts. Below you will see the criteria I used. Click on the images
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Vacation Property Property Price: $200,000 Down Payment: $40,000 Loan Needed: $140,000 Interest Rate: 6% Period: 30 year loan Estimated Monthly Payment: $840 Estimate Annual Loan Payments: $10,080 Let’s assume you rent the house out at $200 a night for 50% of the weekends of the year. 52 weeks / 2 = 26 weekends * average stay of 2 nights = 52 days a year the property is occupied by paying customers. $200 per night *
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(The next episode should not have the lighting issue you see above. ) Stock’s Aren’t For Everyone Yes, as much as it pains me to say this, stocks are not for everyone. I don’t mean in the sense of one’s proximity to retirement or their risk tolerance. No, what I mean is that some people have certain predispositions that make stocks a disaster as an investment. What do I mean? Have you met someone that
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(Please forgive the horrible lighting. I lost (had stolen?) my regular camera and I’m using one that likes LOTS of light). Finding stocks on the path less traveled In this video blog I use an analogy of picking berries on a path that’s heavily traveled verses one that is less traveled. When you have a lot of people aware of a good berry bush, it’s going to become less and less of a source of
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As frequent visitors to this site will know, lately I have been touching on the idea of selecting companies to invest in that have both value and growth characteristics. This is a strategy that I not only preach, but also practice. While scouring the Internet for new investing ideas, an analogy came to me that accurately depicts this strategy – a shield and a sword. As an investor, you want your portfolio to grow; you
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It seems that I have misplaced/lost my wonderful digital camera that I used to produce the videos on this site. Therefore, until further notice, I will be blogging via the keyboard, not the camera. If you are an observer of my “Trading Log,” you will know that I have been accumulating shares of Nevada Geothermal (NGLPF.OB) for a number of months. Actually, I’ve been a shareholder for a year now and have been following the
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Running with the herd can lead you over the cliff. Consider this…When the ‘market’ (the collection of all investors) is the most bullish, you should be bearish. When the market is the most bearish, you should be the most bullish. Sounds simple, but marketing timing is a very difficult task. Nevertheless, taking this simple truth into consideration can help you take a step back from a extremely exuberant or dire situation and assess whether or
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Clean Energy that pays a dividend and has opportunity for growth… Southern Company (SO) and Exelon (EXC) are both two energy producers with nuclear energy production capacity. Both companies currently pay a +5% annual dividend and have room to grow. Consider the current state of our economy; it is slowly coming back, but has taken a big hit over the last 2 years. As a result many businesses have scaled back or gone out of
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Lower Summer Gas Prices? Here’s an investment strategy… If we do experience lower summer prices at the pump, we will also see the price for a barrel of oil fall as well. Thus, we’ll hear about an oversupply of oil, lack of demand and all sorts of other quips about the demise of high-priced oil. I am of the opinion that lower oil prices will be a temporary condition and certainly will dissipate once the
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